Fuel Your Business with the Business Edge Loan

Two flexible loan options designed for Long Island businesses — competitive rates, fast approvals, and expert guidance from a local lender you can trust.

Connect with our lending team for fast approvals and customized financing solutions.

Trusted Since 1936

2 Flexible Loan Solutions

Access Up to 250k in Capital

Long Island Based & Serviced

We offer four loan solutions to give you the confidence to grow

For businesses looking for flexibility without collateral requirements.

For businesses looking to leverage collateral for the best possible rates.

• Loan amounts: $10,000 – $49,999
• Terms up to 72 months

• Competitive rates starting at 6.99% APR*

• No collateral required

• Great for working capital, equipment, and operational growth

• Loan amounts: $10,000 – $250,000
• Terms up to 72 months

• Competitive rates starting at 6.74% APR*

• Secured by acceptable collateral with valuation

• Ideal for Machinery, Equipment, and Owned Business needs

*APR = Annual Percentage Rate. All loans are subject to credit approval and Nassau Financial Federal Credit Union membership eligibility. Loan amounts for secured loans range from $10,000 to $250,000; loan amounts for unsecured loans range from $10,000 to $49,999. Rates, terms, and conditions are based on creditworthiness, loan term, collateral value (for secured loans), and are subject to change without notice. Proof of income, valid identification, and NFFCU business membership are required. Secured loans require acceptable collateral with valuation. Business must be established for at least two years, and all borrowers with 20% or more ownership must guarantee the loan. Additional requirements and restrictions may apply. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.